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	<title>FinancialGuruOnline.com &#187; money</title>
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	<link>http://www.financialguruonline.com</link>
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		<title>What Happens When You Make No Mortgage Payments?</title>
		<link>http://www.financialguruonline.com/what-happens-when-you-make-no-mortgage-payments/</link>
		<comments>http://www.financialguruonline.com/what-happens-when-you-make-no-mortgage-payments/#comments</comments>
		<pubDate>Fri, 25 Mar 2011 17:19:37 +0000</pubDate>
		<dc:creator>FinancialGuruOnline.com</dc:creator>
				<category><![CDATA[Mortgage & Loans]]></category>
		<category><![CDATA[Recession 2010]]></category>
		<category><![CDATA[buying a home]]></category>
		<category><![CDATA[consequences]]></category>
		<category><![CDATA[Foreclosure]]></category>
		<category><![CDATA[foreclosure proceedings]]></category>
		<category><![CDATA[Loans]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[mortgage agreement]]></category>
		<category><![CDATA[mortgage payment]]></category>
		<category><![CDATA[mortgage payments]]></category>

		<guid isPermaLink="false">http://www.financialguruonline.com/?p=340</guid>
		<description><![CDATA[Paying your monthly mortgage payment on time can sometimes be quite hard, especially with hard economic times. When buying a home, you should be aware of the consequences that arise when you stop making payments on your mortgage. If you happen to make a late payment, it isn’t so bad. The goal is to not [...]]]></description>
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		<title>Should You Refinance Your Mortgage?</title>
		<link>http://www.financialguruonline.com/should-you-refinance-your-mortgage/</link>
		<comments>http://www.financialguruonline.com/should-you-refinance-your-mortgage/#comments</comments>
		<pubDate>Sun, 06 Mar 2011 17:12:51 +0000</pubDate>
		<dc:creator>FinancialGuruOnline.com</dc:creator>
				<category><![CDATA[Mortgage & Loans]]></category>
		<category><![CDATA[credit card]]></category>
		<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[interest rate]]></category>
		<category><![CDATA[Loans]]></category>
		<category><![CDATA[lower mortgage]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[monthly mortgage payments]]></category>
		<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[mortgage payment]]></category>
		<category><![CDATA[mortgage payments]]></category>
		<category><![CDATA[mortgage refinancing]]></category>
		<category><![CDATA[mortgages]]></category>
		<category><![CDATA[refinancing your mortgage]]></category>
		<category><![CDATA[thousands of dollars]]></category>

		<guid isPermaLink="false">http://www.financialguruonline.com/?p=330</guid>
		<description><![CDATA[With lower mortgage rates, people often wonder whether they would be better off refinancing their mortgage. Mortgage refinancing is becoming more and more common in our society, as many people have trouble paying for their current mortgage payments. Refinancing your mortgage does come with several disadvantages and advantages. You simply cannot choose to refinance your [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>How to Pay Off Your Mortgage Quickly</title>
		<link>http://www.financialguruonline.com/how-to-pay-off-your-mortgage-quickly/</link>
		<comments>http://www.financialguruonline.com/how-to-pay-off-your-mortgage-quickly/#comments</comments>
		<pubDate>Tue, 01 Mar 2011 17:10:09 +0000</pubDate>
		<dc:creator>FinancialGuruOnline.com</dc:creator>
				<category><![CDATA[Mortgage & Loans]]></category>
		<category><![CDATA[amount of money]]></category>
		<category><![CDATA[credit history]]></category>
		<category><![CDATA[financial stability]]></category>
		<category><![CDATA[getting a loan]]></category>
		<category><![CDATA[How to]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[mortgage option]]></category>
		<category><![CDATA[mortgage payment]]></category>
		<category><![CDATA[mortgage payments]]></category>
		<category><![CDATA[paying off your mortgage]]></category>
		<category><![CDATA[risk]]></category>
		<category><![CDATA[selling your home]]></category>

		<guid isPermaLink="false">http://www.financialguruonline.com/?p=326</guid>
		<description><![CDATA[At the time of getting a loan, you will sign up to pay it off in thirty years or more. This is surely a long time, and it can bring up interest costs to a whole new level. By choosing to pay off your mortgage, you will be paying much less in terms of interest [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>How Does A Reverse Mortgage Work?</title>
		<link>http://www.financialguruonline.com/how-does-a-reverse-mortgage-work/</link>
		<comments>http://www.financialguruonline.com/how-does-a-reverse-mortgage-work/#comments</comments>
		<pubDate>Mon, 28 Feb 2011 01:08:58 +0000</pubDate>
		<dc:creator>FinancialGuruOnline.com</dc:creator>
				<category><![CDATA[Mortgage & Loans]]></category>
		<category><![CDATA[credit card]]></category>
		<category><![CDATA[credit rating]]></category>
		<category><![CDATA[insurance]]></category>
		<category><![CDATA[Loans]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[monthly mortgage payments]]></category>
		<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[mortgage payment]]></category>
		<category><![CDATA[refinancing your mortgage]]></category>
		<category><![CDATA[reverse mortgage]]></category>

		<guid isPermaLink="false">http://www.financialguruonline.com/?p=324</guid>
		<description><![CDATA[A reverse mortgage is something many older people considering choosing. When you get a mortgage for the purchase of a home, you will be required to make payments on it. The bulk of the payment will be for the interest while a smaller portion will go towards the principal.  As you reach the mid-portion of [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Buying a Home with Zero Money Down</title>
		<link>http://www.financialguruonline.com/buying-a-home-with-zero-money-down/</link>
		<comments>http://www.financialguruonline.com/buying-a-home-with-zero-money-down/#comments</comments>
		<pubDate>Sat, 26 Feb 2011 00:47:47 +0000</pubDate>
		<dc:creator>FinancialGuruOnline.com</dc:creator>
				<category><![CDATA[Mortgage & Loans]]></category>
		<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[buying a home]]></category>
		<category><![CDATA[credit bureau]]></category>
		<category><![CDATA[credit bureaus]]></category>
		<category><![CDATA[credit card]]></category>
		<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[credit history]]></category>
		<category><![CDATA[getting a mortgage]]></category>
		<category><![CDATA[home buyers]]></category>
		<category><![CDATA[interest rate]]></category>
		<category><![CDATA[Invest]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[mortgage payments]]></category>
		<category><![CDATA[mortgages]]></category>

		<guid isPermaLink="false">http://www.financialguruonline.com/?p=318</guid>
		<description><![CDATA[Purchasing a home is a big step in a person’s life. Not only do you need money ahead of the purchase, but you need to be able to pay for the mortgage. If you have been saving money and find it hard to buy a home with the pace you are moving at, consider getting [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>How to Make Money by Transferring Mortgages</title>
		<link>http://www.financialguruonline.com/how-to-make-money-by-transferring-mortgages/</link>
		<comments>http://www.financialguruonline.com/how-to-make-money-by-transferring-mortgages/#comments</comments>
		<pubDate>Mon, 29 Nov 2010 00:56:40 +0000</pubDate>
		<dc:creator>FinancialGuruOnline.com</dc:creator>
				<category><![CDATA[Mortgage & Loans]]></category>
		<category><![CDATA[extra income]]></category>
		<category><![CDATA[home interest rates]]></category>
		<category><![CDATA[How to]]></category>
		<category><![CDATA[how to earn extra income]]></category>
		<category><![CDATA[how to make money]]></category>
		<category><![CDATA[interest rate]]></category>
		<category><![CDATA[interest rates]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[money tips]]></category>
		<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[mortgage discounts]]></category>
		<category><![CDATA[mortgage payments]]></category>
		<category><![CDATA[mortgages]]></category>
		<category><![CDATA[new mortgage]]></category>
		<category><![CDATA[recession]]></category>

		<guid isPermaLink="false">http://www.financialguruonline.com/?p=307</guid>
		<description><![CDATA[A mortgage is important to pay off your home&#8217;s value. Interest rates can affect how much you have to pay each month to your lender or to your bank. If you do not keep up with your mortgage payments, you might be in danger in losing your home. Interest rates can also effect your mortgage [...]]]></description>
		<wfw:commentRss>http://www.financialguruonline.com/how-to-make-money-by-transferring-mortgages/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<item>
		<title>Should You Sell Your Home in a Bad Market?</title>
		<link>http://www.financialguruonline.com/should-you-sell-your-home-in-a-bad-market/</link>
		<comments>http://www.financialguruonline.com/should-you-sell-your-home-in-a-bad-market/#comments</comments>
		<pubDate>Sun, 17 Oct 2010 17:43:13 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[asking price]]></category>
		<category><![CDATA[home sellers]]></category>
		<category><![CDATA[How to]]></category>
		<category><![CDATA[Invest]]></category>
		<category><![CDATA[Investor]]></category>
		<category><![CDATA[Market]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[real estate investors]]></category>
		<category><![CDATA[real estate market]]></category>
		<category><![CDATA[rock bottom prices]]></category>
		<category><![CDATA[Sale]]></category>
		<category><![CDATA[selling your home]]></category>

		<guid isPermaLink="false">http://www.financialguruonline.com/?p=292</guid>
		<description><![CDATA[The current state of the real estate market has many home sellers spooked. Many home sellers as well as real estate investors believe that they cannot sell their homes in a time where homes are sitting on the market for months and sometimes even years before they sell. While this is certainly a reality for [...]]]></description>
		<wfw:commentRss>http://www.financialguruonline.com/should-you-sell-your-home-in-a-bad-market/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>American Opportunity Tax Credit is Indeed a Great Opportunity</title>
		<link>http://www.financialguruonline.com/american-opportunity-tax-credit-is-indeed-a-great-opportunity/</link>
		<comments>http://www.financialguruonline.com/american-opportunity-tax-credit-is-indeed-a-great-opportunity/#comments</comments>
		<pubDate>Tue, 12 Oct 2010 04:28:05 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Financial News]]></category>
		<category><![CDATA[adjusted gross income]]></category>
		<category><![CDATA[american opportunity]]></category>
		<category><![CDATA[college education]]></category>
		<category><![CDATA[college expenditures]]></category>
		<category><![CDATA[federal income taxes]]></category>
		<category><![CDATA[free scholarship]]></category>
		<category><![CDATA[hope tax credit]]></category>
		<category><![CDATA[income tax credit]]></category>
		<category><![CDATA[Invest]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[opportunity tax credit]]></category>
		<category><![CDATA[pell grants]]></category>
		<category><![CDATA[stimulus package]]></category>
		<category><![CDATA[Student]]></category>

		<guid isPermaLink="false">http://www.financialguruonline.com/?p=240</guid>
		<description><![CDATA[The stimulus package didn&#8217;t just provide funding for thousands of projects across the United States, it also created sweeping income tax credit reform.  One section of the legislation provides one of the best opportunities for those seeking out a college education. Hidden in the depths of the American Reinvestment Act of 2009 you&#8217;ll find the [...]]]></description>
		<wfw:commentRss>http://www.financialguruonline.com/american-opportunity-tax-credit-is-indeed-a-great-opportunity/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>ETF Buyer&#8217;s Guide</title>
		<link>http://www.financialguruonline.com/etf-buyers-guide/</link>
		<comments>http://www.financialguruonline.com/etf-buyers-guide/#comments</comments>
		<pubDate>Sun, 10 Oct 2010 14:56:31 +0000</pubDate>
		<dc:creator>FinancialGuruOnline.com</dc:creator>
				<category><![CDATA[Investing]]></category>
		<category><![CDATA[Invest]]></category>
		<category><![CDATA[Investor]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[retirement]]></category>
		<category><![CDATA[stock exchange]]></category>

		<guid isPermaLink="false">http://www.financialguruonline.com/?p=258</guid>
		<description><![CDATA[Exchange-traded funds are all the rage on Wall Street among both institutional and individual investors.  But they&#8217;re not popular because they&#8217;re the newest hot bubble, no, instead ETFs offer lower fees, lower costs, and some of the best pre-built portfolios money can buy. ETFs Vs. Mutual Funds Exchange-traded funds and mutual funds make an easy [...]]]></description>
		<wfw:commentRss>http://www.financialguruonline.com/etf-buyers-guide/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Sometimes the Best Budgeting is Buying More</title>
		<link>http://www.financialguruonline.com/sometimes-the-best-budgeting-is-buying-more/</link>
		<comments>http://www.financialguruonline.com/sometimes-the-best-budgeting-is-buying-more/#comments</comments>
		<pubDate>Thu, 07 Oct 2010 14:52:46 +0000</pubDate>
		<dc:creator>FinancialGuruOnline.com</dc:creator>
				<category><![CDATA[Financial Planning]]></category>
		<category><![CDATA[budget]]></category>
		<category><![CDATA[laundry detergent]]></category>
		<category><![CDATA[living below your means]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[product consumers]]></category>
		<category><![CDATA[recession]]></category>

		<guid isPermaLink="false">http://www.financialguruonline.com/?p=250</guid>
		<description><![CDATA[How often do you hear someone advise that spending more money actually saves money?  Not too often.  But how often, in the realm of personal finance, is this true?  Almost always. Shoppers around the world have a bad habit of making some of the worst personal finance moves.  The first is to live above your [...]]]></description>
		<wfw:commentRss>http://www.financialguruonline.com/sometimes-the-best-budgeting-is-buying-more/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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