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	<title>FinancialGuruOnline.com &#187; Credit Cards</title>
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	<link>http://www.financialguruonline.com</link>
	<description>Financial Expert Blogging Online</description>
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		<title>Should You Refinance Your Mortgage?</title>
		<link>http://www.financialguruonline.com/should-you-refinance-your-mortgage/</link>
		<comments>http://www.financialguruonline.com/should-you-refinance-your-mortgage/#comments</comments>
		<pubDate>Sun, 06 Mar 2011 17:12:51 +0000</pubDate>
		<dc:creator>FinancialGuruOnline.com</dc:creator>
				<category><![CDATA[Mortgage & Loans]]></category>
		<category><![CDATA[credit card]]></category>
		<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[interest rate]]></category>
		<category><![CDATA[Loans]]></category>
		<category><![CDATA[lower mortgage]]></category>
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		<category><![CDATA[monthly mortgage payments]]></category>
		<category><![CDATA[Mortgage]]></category>
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		<category><![CDATA[refinancing your mortgage]]></category>
		<category><![CDATA[thousands of dollars]]></category>

		<guid isPermaLink="false">http://www.financialguruonline.com/?p=330</guid>
		<description><![CDATA[With lower mortgage rates, people often wonder whether they would be better off refinancing their mortgage. Mortgage refinancing is becoming more and more common in our society, as many people have trouble paying for their current mortgage payments. Refinancing your mortgage does come with several disadvantages and advantages. You simply cannot choose to refinance your [...]]]></description>
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		<title>Buying a Home with Zero Money Down</title>
		<link>http://www.financialguruonline.com/buying-a-home-with-zero-money-down/</link>
		<comments>http://www.financialguruonline.com/buying-a-home-with-zero-money-down/#comments</comments>
		<pubDate>Sat, 26 Feb 2011 00:47:47 +0000</pubDate>
		<dc:creator>FinancialGuruOnline.com</dc:creator>
				<category><![CDATA[Mortgage & Loans]]></category>
		<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[buying a home]]></category>
		<category><![CDATA[credit bureau]]></category>
		<category><![CDATA[credit bureaus]]></category>
		<category><![CDATA[credit card]]></category>
		<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[credit history]]></category>
		<category><![CDATA[getting a mortgage]]></category>
		<category><![CDATA[home buyers]]></category>
		<category><![CDATA[interest rate]]></category>
		<category><![CDATA[Invest]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[mortgage payments]]></category>
		<category><![CDATA[mortgages]]></category>

		<guid isPermaLink="false">http://www.financialguruonline.com/?p=318</guid>
		<description><![CDATA[Purchasing a home is a big step in a person’s life. Not only do you need money ahead of the purchase, but you need to be able to pay for the mortgage. If you have been saving money and find it hard to buy a home with the pace you are moving at, consider getting [...]]]></description>
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		<title>New Credit Card Rules, Some Winners and Some Losers</title>
		<link>http://www.financialguruonline.com/new-credit-card-rules-some-winners-and-some-losers/</link>
		<comments>http://www.financialguruonline.com/new-credit-card-rules-some-winners-and-some-losers/#comments</comments>
		<pubDate>Sat, 16 Oct 2010 09:56:14 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Banking & Credit]]></category>
		<category><![CDATA[balance transfer]]></category>
		<category><![CDATA[banks]]></category>
		<category><![CDATA[credit card]]></category>
		<category><![CDATA[credit card companies]]></category>
		<category><![CDATA[credit card issuers]]></category>
		<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[current rate]]></category>
		<category><![CDATA[due date]]></category>
		<category><![CDATA[percentage fees]]></category>
		<category><![CDATA[prime rate]]></category>
		<category><![CDATA[timely notification]]></category>
		<category><![CDATA[transfer options]]></category>

		<guid isPermaLink="false">http://www.financialguruonline.com/?p=255</guid>
		<description><![CDATA[Months after the passage of credit card reform legislation, the nation&#8217;s largest credit card companies are becoming more comfortable in issuing new offers to prospective clients. But be careful to read the fine print, as much of it has changed. Below are the four biggest changes to recent credit card offers. Balance Transfer Options are [...]]]></description>
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		<title>Changing Your Credit Lifestyle</title>
		<link>http://www.financialguruonline.com/changing-your-credit-lifestyle/</link>
		<comments>http://www.financialguruonline.com/changing-your-credit-lifestyle/#comments</comments>
		<pubDate>Mon, 09 Aug 2010 01:44:36 +0000</pubDate>
		<dc:creator>FinancialGuruOnline.com</dc:creator>
				<category><![CDATA[Financial Planning]]></category>
		<category><![CDATA[budget]]></category>
		<category><![CDATA[credit card]]></category>
		<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[credit rating]]></category>
		<category><![CDATA[designer clothes]]></category>
		<category><![CDATA[healthy lifestyle]]></category>
		<category><![CDATA[how much money]]></category>
		<category><![CDATA[interest rate]]></category>
		<category><![CDATA[interest rates]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[physical health]]></category>
		<category><![CDATA[purchase clothing]]></category>

		<guid isPermaLink="false">http://www.financialguruonline.com/?p=230</guid>
		<description><![CDATA[You can change your credit situation around if you have bad debt and problems with your finances.  To retain good physical health, you need to have a healthy lifestyle.  The same is true of good credit health.  You need to have a good credit lifestyle and healthy spending habits. Credit Accounts In order to change [...]]]></description>
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		<title>What You Should Know About Home Equity Loans</title>
		<link>http://www.financialguruonline.com/what-you-should-know-about-home-equity-loans/</link>
		<comments>http://www.financialguruonline.com/what-you-should-know-about-home-equity-loans/#comments</comments>
		<pubDate>Fri, 21 May 2010 01:04:37 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Mortgage & Loans]]></category>
		<category><![CDATA[banks]]></category>
		<category><![CDATA[car loan]]></category>
		<category><![CDATA[car loans]]></category>
		<category><![CDATA[college education]]></category>
		<category><![CDATA[credit card]]></category>
		<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[finance charge]]></category>
		<category><![CDATA[insurance]]></category>
		<category><![CDATA[interest rate]]></category>
		<category><![CDATA[interest rates]]></category>
		<category><![CDATA[Loans]]></category>
		<category><![CDATA[Mortgage]]></category>

		<guid isPermaLink="false">http://www.financialguruonline.com/?p=223</guid>
		<description><![CDATA[Home equity loans are sizzling. And if you haven&#8217;t been urged to sign up for one, you most likely will. On TV commercials, stars boast about the entire cash you can pocket with merely one simple toll-free call to a lender. In the correspondence, home owners will get ample of offers also. Split open these [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Personal Finance: Vital to Financial Survival</title>
		<link>http://www.financialguruonline.com/personal-finance-vital-to-financial-survival/</link>
		<comments>http://www.financialguruonline.com/personal-finance-vital-to-financial-survival/#comments</comments>
		<pubDate>Tue, 10 Nov 2009 16:51:39 +0000</pubDate>
		<dc:creator>FinancialGuruOnline.com</dc:creator>
				<category><![CDATA[Financial Planning]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[adjustable rate mortgages]]></category>
		<category><![CDATA[credit card]]></category>
		<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[debts bankruptcy]]></category>
		<category><![CDATA[dollar purchase]]></category>
		<category><![CDATA[down economy]]></category>
		<category><![CDATA[finance charge]]></category>
		<category><![CDATA[Foreclosure]]></category>
		<category><![CDATA[interest rate]]></category>
		<category><![CDATA[interest rates]]></category>
		<category><![CDATA[monthly mortgage payments]]></category>
		<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[personal finances]]></category>
		<category><![CDATA[personal savings]]></category>
		<category><![CDATA[spending money]]></category>

		<guid isPermaLink="false">http://www.financialguruonline.com/?p=210</guid>
		<description><![CDATA[It is important for consumers to have an understanding of personal finance. Many consumers, especially around the holidays go hog wild and spend money that they do not have. Credit cards have become a huge crutch for millions of Americans. The problem with credit cards is that each purchase that is made incurs a finance [...]]]></description>
		<wfw:commentRss>http://www.financialguruonline.com/personal-finance-vital-to-financial-survival/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<item>
		<title>Top 5 Credit Cards compared</title>
		<link>http://www.financialguruonline.com/top-5-credit-cards-compared/</link>
		<comments>http://www.financialguruonline.com/top-5-credit-cards-compared/#comments</comments>
		<pubDate>Fri, 14 Aug 2009 02:31:43 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Banking & Credit]]></category>
		<category><![CDATA[american express]]></category>
		<category><![CDATA[american express blue]]></category>
		<category><![CDATA[american express card]]></category>
		<category><![CDATA[balance transfers]]></category>
		<category><![CDATA[best credit cards]]></category>
		<category><![CDATA[best customer service]]></category>
		<category><![CDATA[citibank]]></category>
		<category><![CDATA[Compare]]></category>
		<category><![CDATA[credit blemishes]]></category>
		<category><![CDATA[credit card]]></category>
		<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[interest rate]]></category>
		<category><![CDATA[interest rates]]></category>
		<category><![CDATA[low interest rates]]></category>
		<category><![CDATA[Market]]></category>
		<category><![CDATA[platinum]]></category>
		<category><![CDATA[prime rate]]></category>
		<category><![CDATA[visa products]]></category>

		<guid isPermaLink="false">http://www.financialguruonline.com/?p=153</guid>
		<description><![CDATA[There are many credit cards on the market, and deciding which one is the best can be subjective and dependent on the consumer&#8217;s needs and wants in a lending product. However, the best credit cards available to the most people usually come from Citibank. Citibank provides a number of MasterCard and Visa products to people [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>Five Types of Budgeting Methods</title>
		<link>http://www.financialguruonline.com/five-types-of-budgeting-methods/</link>
		<comments>http://www.financialguruonline.com/five-types-of-budgeting-methods/#comments</comments>
		<pubDate>Fri, 23 Jan 2009 08:04:49 +0000</pubDate>
		<dc:creator>FinancialGuruOnline.com</dc:creator>
				<category><![CDATA[Financial Planning]]></category>
		<category><![CDATA[budget]]></category>
		<category><![CDATA[Budgeting Methods]]></category>
		<category><![CDATA[credit card]]></category>
		<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[cupboards]]></category>
		<category><![CDATA[financial health]]></category>
		<category><![CDATA[How to Budget]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[multiple days]]></category>
		<category><![CDATA[safety net]]></category>
		<category><![CDATA[spending cash]]></category>
		<category><![CDATA[variable expenses]]></category>

		<guid isPermaLink="false">http://www.financialguruonline.com/?p=145</guid>
		<description><![CDATA[Budgeting is an essential part of your financial health – and should be completed by ever individual, every family to ensure that the finances are being met head on with honesty. There are many types of budgets which you can choose to adhere to – here are some methods that have worked for many consumers [...]]]></description>
		<wfw:commentRss>http://www.financialguruonline.com/five-types-of-budgeting-methods/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Cheap credit cards</title>
		<link>http://www.financialguruonline.com/cheap-credit-cards/</link>
		<comments>http://www.financialguruonline.com/cheap-credit-cards/#comments</comments>
		<pubDate>Wed, 10 Dec 2008 21:19:20 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Banking & Credit]]></category>
		<category><![CDATA[General]]></category>
		<category><![CDATA[banks]]></category>
		<category><![CDATA[business environment]]></category>
		<category><![CDATA[cheap credit cards]]></category>
		<category><![CDATA[credit card]]></category>
		<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[current account]]></category>
		<category><![CDATA[everyday use]]></category>
		<category><![CDATA[free credit card]]></category>
		<category><![CDATA[Sale]]></category>
		<category><![CDATA[status symbol]]></category>

		<guid isPermaLink="false">http://www.financialguruonline.com/?p=123</guid>
		<description><![CDATA[The credit cards are no longer necessarily to the group of exotic luxuries include should be clear: Were the cards a few years ago, especially in the business environment and to serve the business traveler as a cash alternative abroad, are now credit cards have long been in the private environment established. This spread is [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Credit cards for students</title>
		<link>http://www.financialguruonline.com/credit-cards-for-students/</link>
		<comments>http://www.financialguruonline.com/credit-cards-for-students/#comments</comments>
		<pubDate>Tue, 18 Nov 2008 21:23:26 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Financial Planning]]></category>
		<category><![CDATA[General]]></category>
		<category><![CDATA[banks]]></category>
		<category><![CDATA[Bargain]]></category>
		<category><![CDATA[cheap flights]]></category>
		<category><![CDATA[companion course]]></category>
		<category><![CDATA[course students]]></category>
		<category><![CDATA[credit card]]></category>
		<category><![CDATA[credit card interest]]></category>
		<category><![CDATA[credit card interest rates]]></category>
		<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[credit cards for students]]></category>
		<category><![CDATA[favorable conditions]]></category>
		<category><![CDATA[interest rate]]></category>
		<category><![CDATA[interest rates]]></category>
		<category><![CDATA[Invest]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[overdraft credit]]></category>
		<category><![CDATA[Student]]></category>
		<category><![CDATA[student travel]]></category>
		<category><![CDATA[traveling all over the world]]></category>

		<guid isPermaLink="false">http://www.financialguruonline.com/credit-cards-for-students/</guid>
		<description><![CDATA[The budget is small, but the plans are great! Most students see their studies not only themselves but also the period of study in itself as an investment: Preferring many trips abroad, internships and an expensive laptop for most students are now obvious. But because all this is not exactly cheap. In each case to [...]]]></description>
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