Archive for Financial Planning

Does Credit Rating Matter?

August 20, 2008  |  Banking & Credit, Financial Planning  |  No Comments

Why do we need to be reminded of the credit rating we have? What role does good credit play in our daily lives?             These two are the nagging questions we gnaw at when matters of credit rating abound. Before get to answering them, the first thing we need to know is what a credit rating really is.             Credit rating

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How helpful are Debt Counseling Services?

August 19, 2008  |  Financial Planning, General  |  No Comments

Many of us have already enlisted the help of debt counselors to aid us in cutting down on the debts we have accumulated over the years. Many of us remain adamant to the fact that we need the service called debt counseling.             Let’s face it, in these times when technology quickly advances and when many commercialized products are on

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Finance 101: Getting to know Finance

July 30, 2008  |  Financial Planning, General  |  No Comments

Finance is an interesting field of study wherein the relationship between money, time and risks are being considered. The word ‘Finance’ ignites thoughts that usually deal with the study of assets, money in particular, as well as the management and control of these equities, not to mention managing and profiling the risks associated with Financial projects. Also, it is concerned

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Cautious Reminders on a Bad Debt

You may be one of those who feel the familiar sense of panic every time the monthly bill comes. But not all debts are actually scary because there are debts that can be considered “good”. The debts that you should be wary of are the bad debts. Good debts are debts that are used to finance projects that appreciate in

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