Archive for Banking & Credit

New Credit Card Rules, Some Winners and Some Losers

Months after the passage of credit card reform legislation, the nation's largest credit card companies are becoming more comfortable in issuing new offers to prospective clients. But be careful to read the fine print, as much of it has changed. Below are the four biggest changes to recent credit card offers. Balance Transfer Options are Restrictive For years, balance transfer

Read More

Top 5 Credit Cards compared

There are many credit cards on the market, and deciding which one is the best can be subjective and dependent on the consumer's needs and wants in a lending product. However, the best credit cards available to the most people usually come from Citibank. Citibank provides a number of MasterCard and Visa products to people with good credit and students.

Read More

Improving Your Credit II

While improving your credit can be a slow process there are several things you can do, in addition to the obvious basics, that will help you improve your credit score and establish you as a credit worthy individual a little bit faster. Steady bill paying and paying down debt should be your top priority, but it is true that

Read More

Improving Your Credit

Improving your credit has become the topic of choice as more and more consumers are becoming aware of just how much their credit scores impact their everyday lives. Insurance, lines of credit, the ability to purchase a home or car or fund an education for yourself or a child all rely heavily on the credit score and individual has

Read More

Fix Your Credit Score for Free

Fixing the credit score does not have to cost you a dime. There are many techniques that can be used to increase the credit score substantially with the use of simple phone calls and negotiations with creditors. Many consumers are not aware that you can indeed take measures to fix the credit report for free. Use these techniques to

Read More

The advantages and disadvantages of credit cards

Nowadays, credit cards are an important part of the payments and provide the holder with a multitude of advantages. It may also be that you because of the negative credit rating inquiry no credit is granted. In this case, various banks to offer credit cards to. Normally it is prepaid cards. This means that the credit cards before using a

Read More

Cash withdrawals with MasterCard will soon cost more

An interesting article by the Magazine Focus refers to current position regarding the planned changes to cash withdrawals at ATMs with a MasterCard. As it appears customers are expected here soon to launch a significant increase, should also credit institutions will also be allowed a free hand when pricing is concerned. Currently the situation looks like this: Who at a foreign

Read More

Can you control using your credit card?

What principle by the vast majority of consumers already clearly should be confirmed now a study by the University of New York: Who pays by credit card tends to spend money rather than with the use of "real" money. The study of the New York University included various testing situations, with the results of the whole unequivocally make it clear that

Read More

Alternative to conventional credit cards

Traditional credit cards allow cardholders to purchase without cash. Worldwide, there are several million outlets for credit cards, for example, boutiques, supermarkets, department stores, restaurants, but also gas stations, travel agencies, airlines, car rentals and hotels. Possible through a loan under which the bank on the credit card is available. The amount of the credit-oriented framework is usually at the

Read More